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Traditionally in America, helping the poor was a matter for private charities or local governments. Arriving immigrants depended mainly on predecessors from their homeland to help them start a new life. In the late 19th and early 20th centuries, several European nations instituted public-welfare programs. But such a movement was slow to take hold in the United States because the rapid pace of industrialization and the ready availability of farmland seemed to confirm the belief that anyone who was willing to work could find a job.
Most of the programs started during the Depression era were temporaty relief measures, but one of the programs - Social Security - has become an American institution. Paid for by dedutions from the paychecks of working people, Social security ensures that retired persons receive a modest monthly income and also provides unemployment insurance, disability insurance, and other assistance to those wo need it. Social Security payments to retired persons can start at age 62, but many wait until age65, when payments are slightly higher.
Recently, there has been concern that the Social Security fund may not have enough money to fulfill its obligations in the 21st century...
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